Spending Money Wisely

This page will aid you in finding ways to help you spend your money wisely. You only have so much money, so to help you make your money go further; we have provided you with tips on budgeting, information on student discounts, money management and ways to get more money if you need it.

On this page, you’ll find a worksheet you can use to help you budget, as well as a wealth of other budgeting information.

Money-management websites

• There’s Something About Money (Canadian Bankers Association)
• Budgeting During School (CanLearn)
• Find out how to manage your money and finance your education (Youth Services, Government of Canada)
• Tips for Students (Alberta Credit Union)
• Debt-Free Graduate website
• Print Mount Royal budgeting worksheet (PDF)

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Living away from home

• Moving into Your First Home: Preparing Your Finances

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Calgary Transit subsidies

• Information for Calgary transit subsidies

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Alberta Health Care subsidies

• Information for low income students

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Subsidized housing information

• Community Resources (Elizabeth Fry Society)
• Calgary Housing Company (City of Calgary)

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Credit Checks / Credit Problems

• Credit Counseling Services of Alberta
• TransUnion Canada (Credit Bureau)
• Equifax Canada (Credit Bureau)

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Emergency funding

Students experiencing short-term money problems may qualify for various sources of emergency relief, offered by Mount Royal.

Depending on your situation, you may qualify for one of the following sources of relief:

• Emergency student loan
• Emergency bursaries
• Food bank
• Free legal clinic

For further information on emergency funding, visit the Student Awards and Financial Aid Office to discuss your next steps.