Coverage

Benefit plan coverage and direct billing


General Public and Alumni

Direct billing through your Extended Health Benefit Plan

Direct billing available to Alberta Blue Cross, Great West Life and Sun Life plans for massage therapy, chiropractic care and physiotherapy.

Please check your plan for specific coverage and reimbursement information.

We proudly treat members of Canadian Forces and Veterans Affairs.

Motor Vehicle Accident (MVA) patients are welcome. Please bring any forms provided to you by insurance. We are able to direct bill your insurance company for MVA-related care for massage, chiropractic care and physiotherapy.

See our fees and services here.


Students

Full-time students – direct billing through Great West Life Insurance

If you are a full-time student (minimum 9 credits), the Student Health and Dental Benefit Plan provides coverage through Great West Life Insurance for the following services:

  • Chiropractic
  • Athletic Therapy*
  • Massage Therapy*
  • Physical Therapy*
  • Orthotics*

* Require a doctor's referral to get reimbursed.

Coverage details:

  • Claim up to $25 per visit – usually direct billed to your plan
  • $400 per service per benefit year (September 1 through August 31)
  • Orthotics are covered at $150 per foot, per benefit year

For more details, see SAMRU.

International students – Guard Me

International students need to see a doctor for a referral. Contact Health Services at 403.440.6326 or visit the clinic to book an appointment. We require your Guard Me health card at the time of appointment.

See our fees and services here.


Employees

Direct billing through Sun Life Insurance

The employee and faculty Extended Health Benefit Plans provide excellent coverage and reimbursement through Sun Life Insurance. You can claim the following services without a physician's referral:

  • Massage Therapy
  • Chiropractic Therapy
  • Physiotherapy
  • Athletic Therapy
  • Acupuncture with a Doctor of Traditional Chinese Medicine (TCM)

Custom orthotics require a medical referral for the employee plan. Orthotics can be claimed under Sun Life's medical equipment benefit (80% of the cost).

Coverage details:

  • $500 per year, up to 80% per visit
  • This benefit renews on January 1st and ends on December 31st each year
Health Spending Account

A Health Spending Account can be used for any of our services once your Extended Health Benefits have run out. Full-time employees and faculty members are given $835 per year.

Direct billing is available to Alberta Blue Cross, Great West Life and Sun Life plans for chiropractic care, physiotherapy, massage therapy, and acupuncture services.

For more information, visit Human Resources' benefits information or the Employee tab on MyMRU.

See our fees and services here.