Benefits and Pension

Life Event Change
Changes to health and dental coverage, such as opting into the plan or adding family members, can be made only when you experience a 'life event change' - such as marriage, divorce or separation, the one-year mark of a common-law relationship, the birth or adoption of a child, or loss of benefits from a spouse's plan.

Because the change will affect the premiums you pay and the benefits you are entitled to, our plan with Sun Life requires that you apply within 31 days of a life event change occurring. If you are experiencing a life change event, please contact benefits@mtroyal.ca for advice. Different situations require different information and our benefits team will be able to advise you on the required proof of change.

If you apply late, in certain situations retroactive increases to your premiums may be charged to you based on the actual date of the change in your life. For example: if you get married in January but do not apply for Family coverage until May, the increased premiums you pay will be backdated to January.

Common Law Relationships
Common Law Relationships and Benefits
Qualification of Partner Form must be completed, when requesting to add your common-law partner, and returned to benefits@mtroyal.ca. Please include a copy of a utility bill, lease agreement, or mortgage statement with both names on it.

Benefit Changes: Age 65+
Benefits Changes at age 65, 70 and 71
Blue Cross Information: Coverage for Seniors

Updating Your Beneficiary Information
Beneficiary information is retained through MRU and will no appear on the Sun Life site. To see your current beneficiary information, go to MyMRU → Employee → Resources & Timesheets → Benefit Statement.
If you need to update your beneficiary information, please download the Beneficiary Form below and send it to benefits@mtroyal.ca. 

Beneficiary Nomination FAQ
Beneficiary Form

Sun Life
Sun Life website
New Enrollment Online Registration with Sun Life (PDF)
Extended Health Cost Saving Tips (PDF)
Beneficiary Nomination FAQ > New Beneficiary Form (PDF)

Optional Benefits
Optional Life Insurance Information Sheet > Health Statement Form (Optional Life) (PDF)
Voluntary Accident Insurance Information (PDF)
Critical Illness Information (PDF)

Critical Illness
Mount Royal University along with Industrial Alliance are happy to provide our employees with Critical Illness Coverage. If a serious illness interrupts your life, do not let worries about money get in the way of your recovery. Critical Illness Insurance will provide you with a lump-sum, tax-free benefit upon diagnosis of a covered condition.

There is a 90 day guaranteed acceptance in place for $25,000 worth of coverage for all new employees and their spouses. If you are interested, email benefits@mtroyal.ca for the Guaranteed Acceptance Application Form.

You can also apply for further coverage up to $300,000 for you and your spouse. For more information and for the health forms (only for coverage not falling under guaranteed acceptance) see: https://www.solutionsinsurance.com/mruemployees.

If you are leaving MRU and want to convert your Critical Illness to a personal plan please see: Critical Illness Information when leaving MRU (PDF).

Additional Information and Resources
Common Law Information for New Employees (PDF)
Wellness Services at Mount Royal - Offering Health Services and Wellness Therapies.
Wellness at Work - Supports for the four pillars of health: Healthy Mind, Healthy Body, Healthy Work, Healthy Life.

Sun Life Resources
Sun Life website
Just Ask Alexa - Sun Life
Lumino Health

Benefits Booklets (PDFs)
Full-Time MRSA
Part-Time MRSA With LTD
Part-Time MRSA & Exempt
Full-Time Exempt & Mgmt
Faculty
Contract Faculty
Child Care

Claim Forms
New Way to Submit Digital Extended Health Care Claims
Claims Information: How to submit your claims online and when you need to submit a paper claim
Dental Care Claim Form
Extended Health Care Claim Form
Drug Exception Application Form
Personal Spending Account Claim Form

Do I get a physical card?
No, you do not receive a phsycial card for your Sun Life coverage. You are able to print out a copy of your card (see below).

Do my listed dependents get coverage cards?
No, there will only be one coverage card with your name. All dependents you have listed on your Sun Life account can use this same card.

Where is my coverage card?

1. Sign in to "my Sun Life".
2. Under Benefits, click Benefits centre.
3. Choose Print drug card or Print travel card under the Take me to drop-down menu.
4. Click the Print button at the top right-hand corner of the web page.

Using your drug card is a convenient way to claim for prescription drugs. Participating pharmacies no longer need a plastic card to swipe through their systems. Instead, simply print your paper drug card and show it to your pharmacist. Your pharmacist will send in your claim electronically. Your travel card lets you connect with support services if you have a medical emergency while you are travelling out of your home province.

How can I add my drug and travel cards to my smartphone?
Download the app to use your smartphone as your coverage card:

1. Sign in to my Sun Life Mobile using your email address and password.
2. On the Main menu, click Benefits.
3. Choose coverage card.

Current Monthly Health & Dental Premiums

Frequently Asked Questions regarding your benefits.

Important Dates Concerning PSA:

FAQs:
Management and Exempt
Faculty
Contract Faculty
Full-Time Staff
Part-Time Staff

Registration Information
All permanent, full time employees must participate in the Local Authorities Pension Plan (LAPP). For more information, please visit Local Authorities Pension Plan (LAPP). Register your account through the LAPP website so you can update your pension partner, beneficiaries and address changes. A welcome package will be sent to your home address directly from LAPP. This will contain your LAPP member ID needed for your registration.

Also, you can view your length of service, salary and contributions (after you have completed one year of service). Go green and receive email notifications and pension statements. You can also complete pension estimates online.

In order to register you account with LAPP you will need your LAPP member ID, Social Insurance Number, date of birth and postal code. You will find your member number on your LAPP welcome package and annual statements. If you have lost your member number, you can either call LAPP directly at 1.877.649.5277 or email benefits@mtroyal.ca.

Common Law Information
If you are in a common law relationship, you have to live with your partner for a minimum of 3 years in order to claim them as a pension partner (or spouse). Prior to 3 years' cohabitating, your partner can be named as a Beneficiary. For more information, please see: https://www.lapp.ca/page/lapp-home.
For more information on purchasing prior service, retirement or pension while on leave without pay, please contact benefits@mtroyal.ca.

LAPP Webinar
LAPP 101 - The Basics

Travel Benefits
UPDATE: Emergency Travel Assistance Provider Change - July 1, 2023
Update On Out-of-Country Travel - Feb 2022

Your travel benefit is limited to 60 consecutive days out of Canada. If you will be out of country longer you must apply for an extension of coverage. Complete the "Request to Continue Group Coverage" form and return it to benefits@mtroyal.ca. We will send it off to Sun Life and let you know whether or not you have approval. In order to have your approval in a timely manner please send in the request at least 30 days prior to travel.

If you are taking a vacation, you should know that Europ Assistance (our travel insurance provider) may suspend coverage due to conditions such as war, political unrest, epidemics and geographical inaccessibility. For an up to date list of countries with these conditions, go to www.voyage.gc.ca before you travel.

Additional information on your coverage can be found in your respective Employee Group Benefits Booklet, which can be found under the "Your Sun Life Benefits" heading.

Please note that effective July 1, 2023, Sun Life's Emergency Travel Assistance provider is changing from Allianz Global Assistance to Global Excel Management (GEM). Please review the Emergency Travel Assistance Provider Change document for more information and FAQs.

Maternity/Parental/Adoption Leave Intake Form

You must inform Benefits (HR) & your Manager/Leader at least six (6) weeks prior to the expected delivery/adoption date (please note that this timeline does not account for extenuating circumstances such as a premature birth. In the event that there are any complications, please update Benefits (HR) as soon as possible).

Supplementary Unemployment Benefit (SUB) Plan
Mount Royal University offers the SUB Plan to eligible employees. The object of the SUB Plan is to supplement Employment Insurance (EI) benefits during a leave period due to pregnancy. For more information, please review the Information Sheet of your current employee group.

Maternity Leave Information Sheets - SUB Plan
Management
Exempt
Faculty
Staff

Parental Leave Information Sheets - SUB Plan
Management
Exempt
Faculty
Staff

Benefits & Pension Options and Information
Retirement Benefits
LAPP Retirement Checklist

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